Welcome to the new age of Benefits Management

Welcome to the new age of Benefits Management

IT'S TIME TO LOOK AT HEALTH COSTS THROUGH A NEW LENS.

In a world of spiraling costs, clients in a variety of industries are saving 20 to 40% through our High-Performing Health Plans. You can, too.

See the Solution

SEE WHAT OUR CLIENTS HAVE TO SAY ABOUT US

"Thanks for the outstanding support. You've made significant cost and plan improvements in our benefit space."
Becky Macon | FTS International

Our Team

We're not your average brokers. And that's a good thing.

Cara Lewnes

Compliance Coordinator

Early Years: A great team player

Cara grew up in Annapolis, Maryland as the youngest of five girls. Their parents encouraged the girls to play team sports and coached all of their children's recreational sports teams. As a kid and throughout high school, Cara played soccer, field hockey, basketball and lacrosse. She even went on to play lacrosse in college. 

What we know about Cara: Always giving back

After studying at St. Andrews College and Anne Arundel Community College, Cara transferred to  University of Maryland College Park to earn a bachelor's in kinesiology and a Masters of Education. She taught K-8 health and physical education for seven years, also coaching CrossFit, girls field hockey and girls lacrosse. In all of her spare time, she likes to work out, and do DIY projects for her home and fundraisers for MS.

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Fun Facts

Mom of the year: I am a mom of two: a boy and a girl!

Hit the links! I worked in Phoenix, Arizona on an LPGA tour for six months.

Reruns on repeat: I've seen every episode of Friends and New Girl more than 100 times (probably more and still counting)!

More Team Members

Skyler Carpenter

Administrative Assistant

Early Years: Gone to the beach 

Born in Crownsville, Maryland, Skyler has always lived in Anne Arundel County close to the Severn River. She's the baby of the family with an older brother and sister, and the three siblings grew up playing together near the river. They spent many days fishing, crabbing and enjoying beach life - an attitude that carried into Skyler's adulthood. Now, her family lives within five minutes of their neighborhood beach, and they're raising their children with the same appreciation of the water.

What we know about Skyler: Cooking with the kiddos

Skyler earned a bachelor's degree in communications from Marymount University in Arlington, Virginia. She went on to practice real estate, and during her time as an agent she was awarded the "Unsung Hero" award by the Baltimore Real Producers Magazine. Now, when she's not working with us at EBS, Skyler's home cooking delicious meals with her kids, trying out fun new recipes and throwing frequent dance parties in their kitchen.

Read more

Fun Facts

Dance like no one's watching: If I'm attending a wedding, ten out of ten times, you'll find me on the dance floor.

Happy Thanksgiving! My favorite holiday is Thanksgiving, especially when it coincides with my birthday.

A treat for the whole family: My husband, son, daughter and myself all have birthdays in November within a week of each other. This wasn't at all intentional, but we have so much fun celebrating our birthday week together every year!

More Team Members

Carly Hartman

HRIS Specialist

 Early Years: A natural sports fan.

Carly was born and raised in Maryland with her younger sister Allie. Though Carly considers herself a NARP (non-athletic regular person), she's dabbled in most sports at one time or another. Luckily, Carly's minimal athleticism hasn't stopped her from enjoying sports. Growing up she went to Baltimore Ravens and Orioles games with her dad and grandfather. She even has an autograph from the Ravens' mascot, Poe!

What we know about Carly: Eat, drink and be rosemary.

After graduating from Towson University with a double major in health care management and business administration, Carly moved to Federal Hill in Baltimore. She spends her time walking around the city trying new restaurants, exploring local bars and shopping with friends. But if she's not out and about, she'll be home watering her many, many houseplants or snuggling her cock-a-tzu dog, Buster.

Read more

Fun Facts

Fun Facts

Really relishes hotdogs: "When I visited Nashville, I ate a 12-inch-long hotdog served in a chipotle-sized bowl. Hotdogs are my favorite food, and if I could eat one every day, I would."

Happiness in a cup: "I need my caffeine fix every single day. I would even drink an iced coffee in a blizzard - nothing can hold me back from my coffee."

Stilettos anyone? "My first word was "shoe." When I was younger, I was obsessed with shoes - I would always put on everyone's shoes and strut around the house, even when the shoes were five times too big."

More Team Members

Matt O'Neill

Client Manager, Mid-Market

Early Years: Family time

Matt grew up in Annapolis, Maryland with his sister, Allie. Over the years, they've traveled with their mom, Denise, and Matt's wife, Liz, to many historic areas and lots of beach towns. When they're all home together, the family likes going out to eat at new restaurants or playing Wii bowling and tennis together after having a cookout on Denise's back deck.

What we know about Matt: Great food brings people together

In college, Matt attended St. Mary's College of Maryland, majoring in economics and minoring in environmental studies. He captained his college lacrosse team and was awarded the Athletic Director's Award in 2006. Before coming to EBS, Matt was looking for a work environment with a sense of belonging, and we're excited he brought his positive attitude to EBS - plus we know we can always count on Matt for great restaurant and brewery recommendations!

Read more

Fun Facts

Hello! My name is: My nickname is Silver Fox.

That college life: I took North American Folk Music and SCUBA diving classes in college - for credits.

So many happily ever after's: One year, between my wife and I, we attended or were part of 15 weddings.

More Team Members
  • Cara Lewnes

    Compliance Coordinator

    Early Years: A great team player

    Cara grew up in Annapolis, Maryland as the youngest of five girls. Their parents encouraged the girls to play team sports and coached all of their children's recreational sports teams. As a kid and throughout high school, Cara played soccer, field hockey, basketball and lacrosse. She even went on to play lacrosse in college. 

    What we know about Cara: Always giving back

    After studying at St. Andrews College and Anne Arundel Community College, Cara transferred to  University of Maryland College Park to earn a bachelor's in kinesiology and a Masters of Education. She taught K-8 health and physical education for seven years, also coaching CrossFit, girls field hockey and girls lacrosse. In all of her spare time, she likes to work out, and do DIY projects for her home and fundraisers for MS.

    Fun Facts

    Mom of the year: I am a mom of two: a boy and a girl!

    Hit the links! I worked in Phoenix, Arizona on an LPGA tour for six months.

    Reruns on repeat: I've seen every episode of Friends and New Girl more than 100 times (probably more and still counting)!

    More Team Members
  • Skyler Carpenter

    Administrative Assistant

    Early Years: Gone to the beach 

    Born in Crownsville, Maryland, Skyler has always lived in Anne Arundel County close to the Severn River. She's the baby of the family with an older brother and sister, and the three siblings grew up playing together near the river. They spent many days fishing, crabbing and enjoying beach life - an attitude that carried into Skyler's adulthood. Now, her family lives within five minutes of their neighborhood beach, and they're raising their children with the same appreciation of the water.

    What we know about Skyler: Cooking with the kiddos

    Skyler earned a bachelor's degree in communications from Marymount University in Arlington, Virginia. She went on to practice real estate, and during her time as an agent she was awarded the "Unsung Hero" award by the Baltimore Real Producers Magazine. Now, when she's not working with us at EBS, Skyler's home cooking delicious meals with her kids, trying out fun new recipes and throwing frequent dance parties in their kitchen.

    Fun Facts

    Dance like no one's watching: If I'm attending a wedding, ten out of ten times, you'll find me on the dance floor.

    Happy Thanksgiving! My favorite holiday is Thanksgiving, especially when it coincides with my birthday.

    A treat for the whole family: My husband, son, daughter and myself all have birthdays in November within a week of each other. This wasn't at all intentional, but we have so much fun celebrating our birthday week together every year!

    More Team Members
  • Carly Hartman

    HRIS Specialist

     Early Years: A natural sports fan.

    Carly was born and raised in Maryland with her younger sister Allie. Though Carly considers herself a NARP (non-athletic regular person), she's dabbled in most sports at one time or another. Luckily, Carly's minimal athleticism hasn't stopped her from enjoying sports. Growing up she went to Baltimore Ravens and Orioles games with her dad and grandfather. She even has an autograph from the Ravens' mascot, Poe!

    What we know about Carly: Eat, drink and be rosemary.

    After graduating from Towson University with a double major in health care management and business administration, Carly moved to Federal Hill in Baltimore. She spends her time walking around the city trying new restaurants, exploring local bars and shopping with friends. But if she's not out and about, she'll be home watering her many, many houseplants or snuggling her cock-a-tzu dog, Buster.

    Fun Facts

    Fun Facts

    Really relishes hotdogs: "When I visited Nashville, I ate a 12-inch-long hotdog served in a chipotle-sized bowl. Hotdogs are my favorite food, and if I could eat one every day, I would."

    Happiness in a cup: "I need my caffeine fix every single day. I would even drink an iced coffee in a blizzard - nothing can hold me back from my coffee."

    Stilettos anyone? "My first word was "shoe." When I was younger, I was obsessed with shoes - I would always put on everyone's shoes and strut around the house, even when the shoes were five times too big."

    More Team Members
  • Matt O'Neill

    Client Manager, Mid-Market

    Early Years: Family time

    Matt grew up in Annapolis, Maryland with his sister, Allie. Over the years, they've traveled with their mom, Denise, and Matt's wife, Liz, to many historic areas and lots of beach towns. When they're all home together, the family likes going out to eat at new restaurants or playing Wii bowling and tennis together after having a cookout on Denise's back deck.

    What we know about Matt: Great food brings people together

    In college, Matt attended St. Mary's College of Maryland, majoring in economics and minoring in environmental studies. He captained his college lacrosse team and was awarded the Athletic Director's Award in 2006. Before coming to EBS, Matt was looking for a work environment with a sense of belonging, and we're excited he brought his positive attitude to EBS - plus we know we can always count on Matt for great restaurant and brewery recommendations!

    Fun Facts

    Hello! My name is: My nickname is Silver Fox.

    That college life: I took North American Folk Music and SCUBA diving classes in college - for credits.

    So many happily ever after's: One year, between my wife and I, we attended or were part of 15 weddings.

    More Team Members

As employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.