In a world of spiraling costs, clients in a variety of industries are saving 20 to 40% through our High-Performing Health Plans. You can, too.
It's certainly not news to any employer that the upward trajectory of health costs has been steady and relentless. On a per-capita basis, health spending has increased over 31-fold in the last four decades, from $355 per person in 1970 to $11,172 in 2018.
Even with the introduction of HMOs, PPOs and value-based contracts over the years, the cost of employer-sponsored insurance plans also continues to rise.
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Your company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read More
Each year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read More
At EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read More
Does your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read More
Corporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read More
Because EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read More
The world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
It's certainly not news to any employer that the upward trajectory of health costs has been steady and relentless. On a per-capita basis, health spending has increased over 31-fold in the last four decades, from $355 per person in 1970 to $11,172 in 2018.
Even with the introduction of HMOs, PPOs and value-based contracts over the years, the cost of employer-sponsored insurance plans also continues to rise.
Read MoreYour company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read MoreEach year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read MoreAt EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read MoreDoes your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read MoreCorporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read MoreBecause EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read MoreThe world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
The Early Years: Never-Ending Summer
Amanda grew up in Syracuse, New York with her little brother, Logan. They're closer than most siblings after spending their entire childhood together, and Amanda considers Logan one of her best friends. Summer is Amanda's favorite season, and the pair would fill their days with sports or swim together at the community pool. But like most older siblings, Amanda soon left for college, ready to pursue her next adventure.
What we know about Amanda: Putting Down Roots
After graduating from Ithaca College with a degree in Television-Radio and Digital Marketing, Amanda felt the job market in Upstate New York looked slim. She applied to jobs up and down the East Coast before landing a position in Baltimore. Even though she only had one friend in the area, she packed up, moved, and never looked back. Since then, she's built a network of friends, started a family with her husband, Brandon, and their daughter, Palmer, and joined our team at EBS!
LAX to the MAX: I played lacrosse for two years in college.
Tap it out. I took dance lessons from age two until graduating high school, and tap is - by far - my favorite form of dance!
No Standing. Only Dancing. My family and I love music, and we have dance parties in the living room on the reg.
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Early Years: A natural sports fan.
Carly was born and raised in Maryland with her younger sister Allie. Though Carly considers herself a NARP (non-athletic regular person), she's dabbled in most sports at one time or another. Luckily, Carly's minimal athleticism hasn't stopped her from enjoying sports. Growing up she went to Baltimore Ravens and Orioles games with her dad and grandfather. She even has an autograph from the Ravens' mascot, Poe!
What we know about Carly: Eat, drink and be rosemary.
After graduating from Towson University with a double major in health care management and business administration, Carly moved to Federal Hill in Baltimore. She spends her time walking around the city trying new restaurants, exploring local bars and shopping with friends. But if she's not out and about, she'll be home watering her many, many houseplants or snuggling her cock-a-tzu dog, Buster.
Fun Facts
Really relishes hotdogs: "When I visited Nashville, I ate a 12-inch-long hotdog served in a chipotle-sized bowl. Hotdogs are my favorite food, and if I could eat one every day, I would."
Happiness in a cup: "I need my caffeine fix every single day. I would even drink an iced coffee in a blizzard - nothing can hold me back from my coffee."
Stilettos anyone? "My first word was "shoe." When I was younger, I was obsessed with shoes - I would always put on everyone's shoes and strut around the house, even when the shoes were five times too big."
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Early Years
Ryan gives new meaning to the title Water Boy. He grew up on Cape Cod where he graduated from Falmouth High School and later, the University of Massachusetts. As a coastal townie, Ryan spent much of his life on the water, boating, fishing, and simply enjoying the peacefulness of the open water. Today, you'll find him chasing around four rambunctious boys - typically on the boat - and still trying to convince his beautiful wife she picked a winner.
What We Know about Ryan:
Charting new courses comes with the territory.
Ryan began his insurance career at as a sales representative for Unum, where he learned the importance of employer sponsored benefits and the impact they have on recruiting and retaining quality employees. The experience formed in him a deep understanding of how underwriters view risk-and how to negotiate a favorable outcome for the client. In 2004, Ryan took this experience to the retail side of the business and started calling on clients directly. Since then, he has consulted with hundreds of clients and built a foundation of success that he shares with his two business partners as they continue to grow presence of EBS in the marketplace.
Sinking Feeling. In High School, an innocent boat ride to a remote island party turned into the sinking of the Sullivan family sailboat. Sorry Mom.
I've never "Paaahked my caaaah in Haaaahvid Yaaaahd." Even though I grew up in Boston.
I deflated Tom Brady's footballs. And I take full responsibility for it.
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Early Years: Layups, fast pitch and spikes, oh my.
Born in Baltimore, Amber grew up as one of four kids and has always been the baby of the family. In high school, she played varsity basketball, softball and volleyball, and she hit the road constantly to play in softball travel tournaments. She later attended Anne Arundel Community College where she was named an All-American shortstop for softball and an All-Region goalkeeper for soccer.
What we know about Amber: Nurses call the shots.
From Anne Arundel Community College, Amber transferred to Guilford College to study nursing and psychology. After graduation, Amber pursued a career as a nurse, which gave her a firsthand understanding of the health insurance industry. Now, she is very excited to be on the EBS team, approaching health insurance from a completely different angle.
Get your game on: As a sports fanatic, I am unsurprisingly very competitive. It's even a race to see who gets the mail first.
Hit or be hit: My husband and I love to play football in the yard with our 10-year-old twin boys. Our 5-year-old daughter especially loves to "tackle" her brothers.
Life's better at the beach: Our family has actually lived in six states in 10 years, but we are finally ready to settle down in Bethany Beach, Delaware.
More Team MembersAs employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.
