Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.
Learn moreYour company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read More
Does your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read More
Because EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read More
Each year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read More
Corporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read More
At EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read More
The world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Your company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read MoreDoes your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read MoreBecause EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read MoreEach year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read MoreCorporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read MoreAt EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read MoreThe world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
The Early Years: Note to Self
Keara is quick to catch on. Raised in Annapolis since age 2, she learned her first valuable life lesson in first grade - and it stuck. "My discipline card was flipped from green (good) to yellow (bad) for passing notes," she explains. "That's when I learned how not to get caught." She never got in trouble at school again.
Her quick reflexes and stealthy athleticism also paid off playing a little lacrosse and soccer year-round. While in high school at St. Mary's, she played volleyball. She also "did a lot of theater - always behind the scenes." Chop, chop, and Keara was off to East Carolina University, where she continued to play soccer, softball, and party- all recreationally. She also earned a greenbelt in Isshinryu karate (watch your step!) - all while graduating in three years with a BS in Communications.
What We Know About Keara: Behind the Talent
Keara's original plan was to work in video production, and she worked as summer intern in the Talent Casting and Voice Over department at Discovery Communications. "It was an amazing opportunity, but after experiencing the corporate world of TV and video production, I realized that it wasn't for me," she says. "Although I enjoy volunteering on smaller local films in my free time." Frankly, we find the fact that Keara has any free time amazing. While working with EBS full-time, she also works part-time as a licensed realtor.
Bright Lights. I have a credit on IMDB, the film site. Probably the smallest profiles on that site, but it still counts.
Dive Deep. I have my scuba certification and try to go diving at least once a year. My bucket list includes diving with sharks, but finding a dive buddy to go with me isn't easy!
"Spare" Time. I took a bowling class in college. I'm pretty sure I only passed because the teacher felt bad, so please don't ask me to join your bowling league.
Google It. Google my name. I'm either the most famous Keara Cleary or the only one.
More Team Members
The Early Years: Truly German at Heart
Born and raised in a small town in the Black Forest region of Germany, Tammy was 19 years old before moving to the United States. She later graduated from Towson University, and now lives in Baltimore with her husband, their three kids, and the family's German Shepherd, Mauser.
What we know about Tammy: Loving the Great Outdoors
Tammy and her family love any activities they can do outside. We've seen them go on camping and hiking trips, and on the weekends Tammy loves going for motorcycle rides with her husband. They're also frequent boaters, and whenever the weather is nice, they'll be out fishing on the Chesapeake Bay.
Creative cooking: I love experimenting in the kitchen. I can't follow a recipe to save my life because I always have to put my own spin on everything.
Glue sticks rule the world! I'm super crafty and obsessed with DIY projects. Pinterest is my best friend, but also my worst enemy.
"Prost!" I would do just about anything for a German beer, sausage, and soft pretzel.
More Team Members
Early Years:
Khris was born in sunny Manila, Philippines and moved to Baltimore with her family in the early 90s. She attended The Catholic High School of Baltimore and earned her Business degree from the University of Maryland, College Park.
What we know about Khris:
Talk techy to me.
Growing up as a kid, back when Google wasn't a household name yet and dial-up connections were both deafening and slow, Khris embraced the digital media world and began creating her own personal websites and blogs for fun at age 12. Though she has no formal technical education, she carries the same enthusiasm for technology to her role at EBS.
I taught myself English by listening to books on tape. I may not speak Tagalog anymore but I understand my parents when they talk about me to relatives.
Unique, just like 70 million other people. A Myers-Briggs certified INFJ, I am among only 1% of the world's population.
I have three dogs. Wicket the shih-poo, Puddles the cavapoo, and a golden doodle Sperry.
I met my husband in a bar while dressed as Lara Croft. His female friend agreed to pose as his sister. The truth was revealed on our first date
More Team Members
Early Years: Family First
As the oldest of three siblings and Godmother to one of her nephews, family is very important to Samantha. After graduating from Mercy High School in Baltimore, Maryland, she chose to stay near her family in the city. Rather than going away for college, she attended Stevenson University for both her undergraduate and graduate degrees.
What we know about Samantha: Mamma Mia!
Samantha's family is mostly Italian (even though she looks Irish). Her family celebrates many Italian traditions, and on Thanksgiving they cook turkey AND homemade ravioli and meatballs! But despite all the delicious, home-cooked food, Samantha could easily live off Goldfish and cereal for the rest of her life. It's all we ever see her eat...
Aye aye, Captain! During high school, I was captain of the varsity soccer team.
Turn up the volume: Rather than watching movies or TV, I prefer to throw on headphones and listen to some good music.
Enjoying the Great Outdoors: Since I love being outside, a friend and I traveled to Aspen, Colorado and hiked the Conundrum Springs. Unfortunately, we didn't realize it was an expert level hike, and it took us two days to complete!
More Team MembersAs employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.
