In a world of spiraling costs, clients in a variety of industries are saving 20 to 40% through our High-Performing Health Plans. You can, too.
It's certainly not news to any employer that the upward trajectory of health costs has been steady and relentless. On a per-capita basis, health spending has increased over 31-fold in the last four decades, from $355 per person in 1970 to $11,172 in 2018.
Even with the introduction of HMOs, PPOs and value-based contracts over the years, the cost of employer-sponsored insurance plans also continues to rise.
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Your company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read More
Each year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read More
At EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read More
Does your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read More
Corporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read More
Because EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read More
The world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
It's certainly not news to any employer that the upward trajectory of health costs has been steady and relentless. On a per-capita basis, health spending has increased over 31-fold in the last four decades, from $355 per person in 1970 to $11,172 in 2018.
Even with the introduction of HMOs, PPOs and value-based contracts over the years, the cost of employer-sponsored insurance plans also continues to rise.
Read MoreYour company is privy to an exceptional team of talented individuals when you work with EBS. Your success is determined by the ability of each individual to work together in harmony in order to achieve your desired result.
Our passion for this business leads us to explore solutions that deliver results ahead of the typical market trends. Let us help propel your organization to be "best of breed" as well.
Your team includes:
Client Advisor: Get practical solutions that help you manage your menu of benefits, keep apprised of emerging benefits trends that keep you competitive, and safeguard your liability when it comes to compliance.
Benefits Coordinator: This is the team member who works behind the scenes on the day-to-day needs of your business - from quote requests or bids on health plans to spreadsheet preparation, proposal creation, faxing and filing.
Client Care Specialist: Works to addresses all employee health benefits issues; for example, enrollment, termination, and claim issues. Also process enrollments, act as a liaison to insurance carriers and answers questions relating to pertinent federal and state legislation.
Read MoreEach year, organizations like yours face the daunting task of maintaining their current level of benefits while staying within budget.
Most broker/consultants will go to market on behalf of their clients and present solutions that simply increase out of pocket costs for employees. But these "solutions" never really solve the underlying reasons their carrier is increasing costs.
Our strategy is different. It's measured. It's clear. And it bends the cost curve so our clients can recruit top talent and retain their current employees.
Read MoreAt EBS, we surround ourselves with partners that afford our clients with the highest levels of service, innovation, and resources. We take the time to develop trusting relationships that mean the most for our team and ultimately, for you, our client.
Read MoreDoes your broker-dealer deliver the answers and tools that make managing your employee benefits program more effective and efficient?
Here are a few questions that can help you make an accurate assessment...
Read MoreCorporations both large and small invest millions of dollars around their employee benefits programs each year. At EBS, we feel it is our responsibility to help educate, bring awareness to, and ensure that your employees have a clear understanding of all that is offered to them. We communicate this by using several outstanding methods that make it easier than ever to understand - and work with - everything offered.
Read MoreBecause EBS has invested in re-directing the employee benefits process and re-educating our clients and staff, other brokers have noticed. As a result, many have asked us to partner with them in managing their own corporate clients.
Read MoreThe world of employee benefits can be a treacherous path to navigate without the right partner. Recent regulation has made it even more difficult for businesses to remain in compliance.
Don't be left in the dark when it comes to understanding your employer responsibilities. With the increased scope of regulation, we feel auditing performed by the Department of Labor will cover all group sizes with greater intensity.
Read More
Early Years: A great team player
Cara grew up in Annapolis, Maryland as the youngest of five girls. Their parents encouraged the girls to play team sports and coached all of their children's recreational sports teams. As a kid and throughout high school, Cara played soccer, field hockey, basketball and lacrosse. She even went on to play lacrosse in college.
What we know about Cara: Always giving back
After studying at St. Andrews College and Anne Arundel Community College, Cara transferred to University of Maryland College Park to earn a bachelor's in kinesiology and a Masters of Education. She taught K-8 health and physical education for seven years, also coaching CrossFit, girls field hockey and girls lacrosse. In all of her spare time, she likes to work out, and do DIY projects for her home and fundraisers for MS.
Mom of the year: I am a mom of two: a boy and a girl!
Hit the links! I worked in Phoenix, Arizona on an LPGA tour for six months.
Reruns on repeat: I've seen every episode of Friends and New Girl more than 100 times (probably more and still counting)!
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Early Years: Gone to the beach
Born in Crownsville, Maryland, Skyler has always lived in Anne Arundel County close to the Severn River. She's the baby of the family with an older brother and sister, and the three siblings grew up playing together near the river. They spent many days fishing, crabbing and enjoying beach life - an attitude that carried into Skyler's adulthood. Now, her family lives within five minutes of their neighborhood beach, and they're raising their children with the same appreciation of the water.
What we know about Skyler: Cooking with the kiddos
Skyler earned a bachelor's degree in communications from Marymount University in Arlington, Virginia. She went on to practice real estate, and during her time as an agent she was awarded the "Unsung Hero" award by the Baltimore Real Producers Magazine. Now, when she's not working with us at EBS, Skyler's home cooking delicious meals with her kids, trying out fun new recipes and throwing frequent dance parties in their kitchen.
Dance like no one's watching: If I'm attending a wedding, ten out of ten times, you'll find me on the dance floor.
Happy Thanksgiving! My favorite holiday is Thanksgiving, especially when it coincides with my birthday.
A treat for the whole family: My husband, son, daughter and myself all have birthdays in November within a week of each other. This wasn't at all intentional, but we have so much fun celebrating our birthday week together every year!
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Early Years: A natural sports fan.
Carly was born and raised in Maryland with her younger sister Allie. Though Carly considers herself a NARP (non-athletic regular person), she's dabbled in most sports at one time or another. Luckily, Carly's minimal athleticism hasn't stopped her from enjoying sports. Growing up she went to Baltimore Ravens and Orioles games with her dad and grandfather. She even has an autograph from the Ravens' mascot, Poe!
What we know about Carly: Eat, drink and be rosemary.
After graduating from Towson University with a double major in health care management and business administration, Carly moved to Federal Hill in Baltimore. She spends her time walking around the city trying new restaurants, exploring local bars and shopping with friends. But if she's not out and about, she'll be home watering her many, many houseplants or snuggling her cock-a-tzu dog, Buster.
Fun Facts
Really relishes hotdogs: "When I visited Nashville, I ate a 12-inch-long hotdog served in a chipotle-sized bowl. Hotdogs are my favorite food, and if I could eat one every day, I would."
Happiness in a cup: "I need my caffeine fix every single day. I would even drink an iced coffee in a blizzard - nothing can hold me back from my coffee."
Stilettos anyone? "My first word was "shoe." When I was younger, I was obsessed with shoes - I would always put on everyone's shoes and strut around the house, even when the shoes were five times too big."
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Early Years: Family time
Matt grew up in Annapolis, Maryland with his sister, Allie. Over the years, they've traveled with their mom, Denise, and Matt's wife, Liz, to many historic areas and lots of beach towns. When they're all home together, the family likes going out to eat at new restaurants or playing Wii bowling and tennis together after having a cookout on Denise's back deck.
What we know about Matt: Great food brings people together
In college, Matt attended St. Mary's College of Maryland, majoring in economics and minoring in environmental studies. He captained his college lacrosse team and was awarded the Athletic Director's Award in 2006. Before coming to EBS, Matt was looking for a work environment with a sense of belonging, and we're excited he brought his positive attitude to EBS - plus we know we can always count on Matt for great restaurant and brewery recommendations!
Hello! My name is: My nickname is Silver Fox.
That college life: I took North American Folk Music and SCUBA diving classes in college - for credits.
So many happily ever after's: One year, between my wife and I, we attended or were part of 15 weddings.
More Team MembersAs employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.
