Welcome to the new age of Benefits Management

Why We're Better

Welcome to the new age of Benefits Management

Why We're Better

Technology Meets Human Resources

Make managing human resources more efficient - and your job easier. Learn how EBS is taking benefits into the future while still offering the person-to-person attention you depend on.

Learn more

Our Team

We're not your average brokers. And that's a good thing.

Nick Mafale

Client Advisor

Early Years

Word on the Street was that young Nick was a good all-around athlete. But he chose to focus most on golf. Nick grew up with an older sister in the farm-rich town of Street, Maryland and graduated from North Harford High. During his senior year, he helped lead his golf team to second place in the High School State Golf Tournament. He then accepted a golf scholarship to play at Wilmington University in New Castle, Delaware where he was voted co-captain of the team his senior year. Three Division II National championships and a Bachelor of Science in Business Management later, Nick proved he was mentally tough, a team leader, and the hardest worker you will ever meet. Add to these traits his strong business acumen, and we believe we have a winner!

What we know about Nick

Leaving after the front 9

Golf will always be Nick's passion. Yet after sharing his love for the sport as an Assistant Golf Professional at a country club, he realized he would rather play than work with golf every day. "Combining the lessons I learned from golf and business skills to a company like EBS is a dream come true," he admits. As for us? We're sure the confidence and poise he developed while competing in high-pressure golf tournaments will guide him to success as his future progresses. Let's tee up!

Read more

Fun Facts

Birdy watcher. I still hold the record at Wilmington University for the lowest tournament score (66) and most birdies in a single round (9)

Playing through. I threw out my arm pitching in baseball at age 13 and was diagnosed at age 17 with Type 1 diabetes

The calm in the storm. I received the sportsmanship award at my high school for best attitude and composure while competing in two different sports (Golf and Basketball)

A real statesman. I completed the Patriot program in elementary school by memorizing every state, significant presidential quotes, and I can still reiterate the preamble to the Constitution

More Team Members

Lauren Burk, M.S.

Client Coordinator

Early Years: Girl Next Door

Lauren lived in the same house in a small town outside of Baltimore since birth. "It's the type of town where everyone knows everyone." Lauren went on to don the Catonsville High Comets uniform, playing lacrosse her freshman and sophomore years and field hockey all 4 years. At Salisbury University, Lauren juggled a major in psychology, intramural field hockey and softball, and a whole lot of (a-hem!) "study time" at her family's nearby Ocean City condo. However, our Lauren is not one to build sandcastles in the air. To prepare for the global stage, she studied in Edinburgh, Scotland during her last college semester. "It's the coolest city ever!" She also studied in Barcelona, Spain while in grad school.

What we know about Lauren: Industrial Strength

Undergraduate degree in hand, Lauren set her sights even higher. "The best decision I ever made was to pursue a Master of Science degree in Industrial-Organizational Psychology at the University of Baltimore," she explains. She received a fellowship with the Schaefer Center for Public Policy at UB and worked there part-time while a full-time student. "It was exhausting, challenging, and worth it," she notes. "I see such potential between employee benefits and IO psychology here at EBS."

Read more

Fun Facts

The Travel Continues: I've traveled to 6 countries and in 2016 went to Banff National Park in Canada and Glacier National Park in Montana. They were the most beautiful places I've ever seen.

Sing It Loud: I used to write my own songs and sing them at coffee houses...that was my chance to become famous!

The Fire Within: I Love camping! We had a huge family/friend camping trip every year for 16 years but stopped due to a change in the drinking law in Maryland State Parks. This year, we're toting our coolers to West Virginia!

New Wave: The guys in my family are all surfers and so was I when I was younger. I stopped after an accident 4 years ago. But at least I caught the wave!

More Team Members

Ben Bohonowicz

Director of Client Services / Partner

Early Years

Born in Baltimore, Ben moved to Maryland's Eastern Shore at a young age. Active in sports as a youth, he spent most of his late teens and early twenties coaching soccer. He turned that passion into a business that focused on specialized team training for youth soccer teams, graduated from St. Mary's High School in Annapolis and attended most Maryland colleges - University of Maryland College Park, Anne Arundel Community College, and Towson University-to name just a few. But he prefers to call it an "educational tour."

What we know about Ben:

It all starts with strategic planning.

Ben got a taste of the insurance industry while attempting his college tour, when he worked as an intern with Strategic Employee Benefit Services, Northwestern Mutual's benefits division. It wasn't long before he dove head first into the benefits biz full time.

As green as he was in the midst of the Affordable Care Act, Ben seized the opportunity to learn all aspects of employee benefits - from sales to renewals and service. He eventually created the small group account management department at EBS (now crucial to maintaining and servicing EBS's small group clients). Ben's thirst for knowledge and experience has led him into different roles within EBS: you can find Ben overseeing the Account Management team, managing small and large group clients, compliance, and even taking on new clients when he has the opportunity. His hunt for new technology and services keeps him and his clients at the top of their game.

Read more

Fun Facts

Free Chick-Fil-A for a year! In 8th grade I dressed up as the Chick-Fil-A Cow and, voila!

Mario Kart master. N64 or Wii. You're going down.

You didn't ask, butt . . . I have a tattoo of lips on my rear-end and it earned me a new client!

More Team Members

Abigail Bands

Client Coordinator

Early Years: Game Rules

Abigail was raised in Bel Air, Maryland and lived with her mom, dad, and one sister. Growing up, sports were not her favorite. "I faked a lot of injuries to get out of soccer back in the day," she admits. Hanging out with her friends was fun and all, but when it came to playing, she just didn't have much interest in being in the game. On the other hand, she was a real sport when it came to her behavior. "I was quite the rule follower and did everything I could to stay out of trouble!" A good trait to have in the insurance business!

What We Know about Abigail: Work & The City

Abigail graduated from Towson University in 2014 with a dual degree in Early Childhood Education and Special Education. After graduation she was a teacher for four years - two years as a special needs teacher and two years ruling a second-grade classroom. "I lived in the city for a few years after graduation and loved every minute of it," she pines. Still, she moved to the county last summer. "I feel so thankful to work downtown so that I still get a little taste of city living!"

Abigail was married in November 2017. She and her husband are the proud parents of a golden retriever named Frannie - the family favorite!

Read more

Fun Facts

She Goes the Distance: I ran the Baltimore Marathon in 2015.

She Knows When to Draw the Line: Almost always! 75% of my closet is made up of striped clothing.

Happy Meals: I'm a picky eater! My favorite foods are consistent with the diet of a five-year-old!

More Team Members
  • Nick Mafale

    Client Advisor

    Early Years

    Word on the Street was that young Nick was a good all-around athlete. But he chose to focus most on golf. Nick grew up with an older sister in the farm-rich town of Street, Maryland and graduated from North Harford High. During his senior year, he helped lead his golf team to second place in the High School State Golf Tournament. He then accepted a golf scholarship to play at Wilmington University in New Castle, Delaware where he was voted co-captain of the team his senior year. Three Division II National championships and a Bachelor of Science in Business Management later, Nick proved he was mentally tough, a team leader, and the hardest worker you will ever meet. Add to these traits his strong business acumen, and we believe we have a winner!

    What we know about Nick

    Leaving after the front 9

    Golf will always be Nick's passion. Yet after sharing his love for the sport as an Assistant Golf Professional at a country club, he realized he would rather play than work with golf every day. "Combining the lessons I learned from golf and business skills to a company like EBS is a dream come true," he admits. As for us? We're sure the confidence and poise he developed while competing in high-pressure golf tournaments will guide him to success as his future progresses. Let's tee up!

    Fun Facts

    Birdy watcher. I still hold the record at Wilmington University for the lowest tournament score (66) and most birdies in a single round (9)

    Playing through. I threw out my arm pitching in baseball at age 13 and was diagnosed at age 17 with Type 1 diabetes

    The calm in the storm. I received the sportsmanship award at my high school for best attitude and composure while competing in two different sports (Golf and Basketball)

    A real statesman. I completed the Patriot program in elementary school by memorizing every state, significant presidential quotes, and I can still reiterate the preamble to the Constitution

    More Team Members
  • Lauren Burk, M.S.

    Client Coordinator

    Early Years: Girl Next Door

    Lauren lived in the same house in a small town outside of Baltimore since birth. "It's the type of town where everyone knows everyone." Lauren went on to don the Catonsville High Comets uniform, playing lacrosse her freshman and sophomore years and field hockey all 4 years. At Salisbury University, Lauren juggled a major in psychology, intramural field hockey and softball, and a whole lot of (a-hem!) "study time" at her family's nearby Ocean City condo. However, our Lauren is not one to build sandcastles in the air. To prepare for the global stage, she studied in Edinburgh, Scotland during her last college semester. "It's the coolest city ever!" She also studied in Barcelona, Spain while in grad school.

    What we know about Lauren: Industrial Strength

    Undergraduate degree in hand, Lauren set her sights even higher. "The best decision I ever made was to pursue a Master of Science degree in Industrial-Organizational Psychology at the University of Baltimore," she explains. She received a fellowship with the Schaefer Center for Public Policy at UB and worked there part-time while a full-time student. "It was exhausting, challenging, and worth it," she notes. "I see such potential between employee benefits and IO psychology here at EBS."

    Fun Facts

    The Travel Continues: I've traveled to 6 countries and in 2016 went to Banff National Park in Canada and Glacier National Park in Montana. They were the most beautiful places I've ever seen.

    Sing It Loud: I used to write my own songs and sing them at coffee houses...that was my chance to become famous!

    The Fire Within: I Love camping! We had a huge family/friend camping trip every year for 16 years but stopped due to a change in the drinking law in Maryland State Parks. This year, we're toting our coolers to West Virginia!

    New Wave: The guys in my family are all surfers and so was I when I was younger. I stopped after an accident 4 years ago. But at least I caught the wave!

    More Team Members
  • Ben Bohonowicz

    Director of Client Services / Partner

    Early Years

    Born in Baltimore, Ben moved to Maryland's Eastern Shore at a young age. Active in sports as a youth, he spent most of his late teens and early twenties coaching soccer. He turned that passion into a business that focused on specialized team training for youth soccer teams, graduated from St. Mary's High School in Annapolis and attended most Maryland colleges - University of Maryland College Park, Anne Arundel Community College, and Towson University-to name just a few. But he prefers to call it an "educational tour."

    What we know about Ben:

    It all starts with strategic planning.

    Ben got a taste of the insurance industry while attempting his college tour, when he worked as an intern with Strategic Employee Benefit Services, Northwestern Mutual's benefits division. It wasn't long before he dove head first into the benefits biz full time.

    As green as he was in the midst of the Affordable Care Act, Ben seized the opportunity to learn all aspects of employee benefits - from sales to renewals and service. He eventually created the small group account management department at EBS (now crucial to maintaining and servicing EBS's small group clients). Ben's thirst for knowledge and experience has led him into different roles within EBS: you can find Ben overseeing the Account Management team, managing small and large group clients, compliance, and even taking on new clients when he has the opportunity. His hunt for new technology and services keeps him and his clients at the top of their game.

    Fun Facts

    Free Chick-Fil-A for a year! In 8th grade I dressed up as the Chick-Fil-A Cow and, voila!

    Mario Kart master. N64 or Wii. You're going down.

    You didn't ask, butt . . . I have a tattoo of lips on my rear-end and it earned me a new client!

    More Team Members
  • Abigail Bands

    Client Coordinator

    Early Years: Game Rules

    Abigail was raised in Bel Air, Maryland and lived with her mom, dad, and one sister. Growing up, sports were not her favorite. "I faked a lot of injuries to get out of soccer back in the day," she admits. Hanging out with her friends was fun and all, but when it came to playing, she just didn't have much interest in being in the game. On the other hand, she was a real sport when it came to her behavior. "I was quite the rule follower and did everything I could to stay out of trouble!" A good trait to have in the insurance business!

    What We Know about Abigail: Work & The City

    Abigail graduated from Towson University in 2014 with a dual degree in Early Childhood Education and Special Education. After graduation she was a teacher for four years - two years as a special needs teacher and two years ruling a second-grade classroom. "I lived in the city for a few years after graduation and loved every minute of it," she pines. Still, she moved to the county last summer. "I feel so thankful to work downtown so that I still get a little taste of city living!"

    Abigail was married in November 2017. She and her husband are the proud parents of a golden retriever named Frannie - the family favorite!

    Fun Facts

    She Goes the Distance: I ran the Baltimore Marathon in 2015.

    She Knows When to Draw the Line: Almost always! 75% of my closet is made up of striped clothing.

    Happy Meals: I'm a picky eater! My favorite foods are consistent with the diet of a five-year-old!

    More Team Members

As employee benefits brokers, our core competency is to provide you access to medical, dental, vision, life, disability, and other insurance products. We help you navigate employee benefits through automated technologies that streamline and automate the process, such as integrated payroll, enrollment platforms, benefits administration, and Human Resource Information Systems. We keep you out of the penalty zone by advising you and providing solutions to meet your ERISA and Affordable Care Act (ACA) requirements, including reporting and distributing notices. We protect your bottom line by providing financially-focused and strategic planning, cost containment strategies, and risk management. We back all of this up with incredible customer service that is with you every step of the way. We are Employee Benefit Services. We are easier, better, smarter.